OnlyMoneyMatters - Loans and Funding Agency

Borrower Eligibility Criteria

Salaried Profile

1) Age should be between 23-58 years.
2) Salary – , Metro Cities >=25K , Non -metro Cities >=22K
3) Eligible Cities -PAN India
4) Minimum 3 Month Current Job Experience.
5) Minimum 6 Months current residence stability.
6) Credit Score >=500 (CRIF)
7) No Default ever.
8) No Delay in any loan in last 12 Months.
9) Customer should have at least 1 year credit history.
10) Customer should not have done more than 10 enquiries in last 3 months.
11) Customers who have availed any of these HL/AL/Used Car, CC, PL, CL in their credit history shall only be considered.

Documents:

1. KYC documents (ID Proof, Current Address Proof & PAN Card).
2. Last 3 Months Salary Slip.
3. Last 3 Months Bank Statement (Till Current Date).
4. Residence ownership Proof (On Loan requirement of 2 Lac & Above).

Self-employed Profile

1) Age should be between 23-58 years.
2) Minimum ITR – 2.5Lakh
3) Eligible Cities -PAN India
4) Credit Score >=500 (CRIF)
5) No Default ever.
6) Minimum 6 Months current residence stability.
7) Minimum Business Vintage should be 2 years.
8) Customer should have at least 30 Months credit history.
9) Customer should not have done more than 12 enquiries in last 3 months.
10) No Delay in any loan/CC in last 12 Months.
11) CCustomer Should have at least one of these products in their credit history - HL, AL/Used Car, CC, PL, CL, CVL, CEL, TL, BL, OD, GL, Agriculture Loan.

Documents:

1. KYC documents (ID Proof, Current Address Proof & PAN Card).
2. Last 2 Year ITR
3. Last 6 Months Bank Statement (Till current Date).
4. Business Registration & Address Proof.
5. Residence Ownership Proof (On Loan requirement of 2 Lac & Above)

Note:

1. Metro (Delhi NCR*, Mumbai**, Kolkata, Chennai) *Delhi NCR includes- Delhi, New Delhi, Ghaziabad, Faridabad, Gurgaon, Noida, Gautam Budh Nagar / **Mumbai includes - Mumbai, Navi Mumbai, Thane, Vashi